When Persistence Forms a Habit, the Habit Creates Your Future

Certified as a Financial Planner - Earned Through Study Habits


The year 2022 has just begun.


To start a new year, I looked back on the last year, 2021.


I am quite satisfied with the outcome that I passed the Level 1 Financial Planner exam, as it was my major goal.


I started studying for the FP exam at the beginning of 2020. It took me almost two years to pass, so passing the Level 1 exam for me was a long-cherished desire.


This year, my goal is to be certified as a social insurance labor consultant, so now I'm working on it.


Since I got into a good habit of studying through the preparation for the FP exam, I want to make the best use of it to enhance my performance.


Persistence is crucial


You may know the saying, “Continuity is the father of success.”


There is no other way to achieve your goals or make any kind of progress than to keep going.


It's all the same with studying, building assets, dieting, or anything else.


A person who weighed 80kg yesterday would not suddenly weigh down to 65kg today, right?


The trick is, if you want to go from 80kg to 65kg, you should set a goal to lose 1kg a month with ease, and steadily work on it over the course of a year or more.


The results will not come right away nor easily.


If you expect good things to happen, first you need to have a habit that brings a bright future.


Once you have set your goal, take action to reach the goal, and keep doing it. When the persistence forms a habit, you will successfully achieve your goal.


If you don't have persistence, you cannot form any kind of habit. And if you don't have good habits, you won't be able to achieve your goals. So continuity is very, very important.


Create New Habits with Happy Note


That being said, it's still hard to keep on doing something.

  • Solve 1 page of an exercise book
  • Save 5,000 yen a month
  • Take a 20-minute walk

It's easy to do it just for once, but if you are to continue doing it, it suddenly becomes way more difficult.


We all know that “Continuity is the father of success”, but the hardest part is to continue, thus many of us fail to achieve something.


It takes practice to be persistent, and to form a habit out of it.


So here, my suggestion is to practice with Happy Note.


It's a free app that allows you to write down three good things that happened to you on that day, in a bullet-point style.


Recording in the app is as easy as scribbling a note, which is a low bar to start.


All you need to do is just keep writing in this Happy Note and make it a habit.


Writing in the app will remind you of the happy feelings and lift your self-esteem. At the same time, it helps you form good habits. Just as the saying goes, you can kill two birds with one stone.


Try Happy Note!

 Author – Annyui

This investor and blogger studies finance while getting treatment for a second-grade mental illness. “Annyui’s financial blog" feed is now available (Japanese only). His introduction page (Japanese only) is here.